How a California Car Accident Lawyer Can Help
Montevideo Car Accident Attorney, Serving Irvine, Ca
Tens of thousands of people are injured in California car accidents every year. That means that annually, thousands of people face the scary and stressful aftermath of a car accident that they did not cause somewhere in California. You may be one of those people. You may be unable to work. You may be facing mounting medical bills.
If so, your financial situation is becoming progressively more tenuous. Insurance company representatives may be calling in hopes of getting you to sign documents for settlement amounts you feel are not sufficient to cover your losses. Aside from all of this stress and misery, you are suffering through intense physical pain. It’s a terrible situation. You need to bring all of this into order with an Irvine Car Accident Lawyer from Montevideo Law.
Every member of our team works with people who have been wrongfully injured in California car accidents every day. We understand the stress. We understand the pain and suffering. We also fully understand how to take action on your behalf to put much of this stress behind you so that you can focus on what’s important, which is getting your life back. You deserve nothing less, as you did not cause this situation. We’ll help you hold those responsible for your pain accountable.
Your Insurance Situation
If you’re hearing from insurance company representatives, it’s because you filed a claim for a recovery of losses. You’re probably already aware that insurance companies are not necessarily working with your best interests in mind. These are for-profit organizations that will protect themselves above all others. Their interest most likely involves making your California car accident situation go away as quickly and as efficiently as possible while facing the least amount of financial liability possible. They answer to their bosses and their bosses answer to their stockholders.
While it’s a good thing that you filed your insurance claim, there are certain steps you should not take until you consult an experienced California car accident lawyer.
Examples of these steps include:
- Signing any documents for the insurance company
- Providing any recorded statements
- Exchanging any sort of written correspondence
- Releasing your medical records
- Making a formal demand for a settlement
Before you do any of this, you should realize the following:
- Insurance company professionals deal with these situations every day. You do not.
- They are highly skilled, often highly paid professionals.
- Your confusion works to their advantage.
- They understand how to maximize their employers’ leverage.
- No matter how friendly they seem, they are not your friend or advocates.
Rather than attempting to navigate the murky waters of insurance companies and California personal injury law, eliminate that stressful aspect of your recovery immediately by obtaining the help of an Irvine Car Accident Lawyer from Montevideo Law. He or she will handle all dealings with the insurance company so you won’t even have to speak to them unless he or she is present with you. Eliminate these people from your life and simplify things for yourself. It will likely help you with your physical and emotional recovery.
Your Medical Situation
In addition to your insurance-related stress, you’re also most likely enduring the daily struggle that is your medical situation. In many ways, this is even more troubling than dealing with an insurance company, as your pain never leaves you and your internal thoughts along the lines of, “Am I ever going to fully recover from these injuries?” are with you every second of every day. In addition, you may be encountering medical needs that include:
- Hospital stays
- Physical therapy
- Day-day help
Even if you have health insurance, the costs associated with these needs can quickly rise to the level of untenable. According to this study done by the NHTSA, or National Highway Traffic Safety Administration, in 2010 3.9 million people were injured in car accidents in the United States. These injuries led to total medical costs of more than $23.3 billion. Therefore, on average a person who was injured in a car accident in 2010 faced medical costs of nearly $6,000.
Financial stress is a real, tangible form of stress. Psychological Science published the results of a study in early 2016 concluding that people who are experiencing financial stress tend to experience more physical pain than those who are financially secure. When that finding is coupled with the pain that actually results from car accident injuries, the situation is more difficult than those who have not endured this situation can imagine. If this describes your current state, you need to seek the help of a California car accident lawyer as soon as possible.
Your Potential Types of Recovery
In addition to the medical losses you have already incurred, you could be looking at substantial medical losses in the future. You need to be sure to include those future medical costs in any settlement or judgment that you obtain. There is an old adage in the law that states that a person who has been wrongfully injured deserves to be “made whole” by the person who caused the harm. It takes skill and experience to accurately place value on a California car accident claim. Types of losses that need to be included in any fair recovery include:
- Past and future medical expenses
- Past and future lost income
- Past and future pain and suffering
- Loss of companionship
There could be other types of recovery available, but you need to pursue all of them when you decide to fight for that recovery. As soon as you sign a settlement agreement or secure a verdict in a California personal injury trial, you cannot pursue that party again for additional damages.
Contact Our Irvine Car Accident Lawyer Today
Fortunately, you have the right to obtain the help of a California car accident lawyer if you have been injured by a negligent or reckless driver in a crash. If this has happened to you or to someone you love, contact the team at Montevideo Law today before you take any steps towards asserting those legal rights. You can schedule a free initial consultation with the firm so that you can move forward with the peace of mind that you’ve gotten some help with your difficult situation.